FIRE calculator
This calculator allows you to simulate your financial independence and early retirement. You can adjust the expected return rate, the number of years you want to simulate, the amount of money you will have when you plan to retire, the type of start you want to simulate, the amount of money you plan to spend per year, and the expected inflation rate. The simulation will stop if you run out of money.
Expected net return rate
4.00%
Simulate years
30
Fire amount
€500,000.00
Spend money
€12,000.00
Inflation
3.00%
Use historical data
Compound table
| Year | Rate | Total amount | Spending |
|---|---|---|---|
| 1 | 0.04 | €507,520.00 | €12,360.00 |
| 2 | 0.04 | €514,966.40 | €12,730.80 |
| 3 | 0.04 | €522,325.02 | €13,112.72 |
| 4 | 0.04 | €529,580.79 | €13,506.11 |
| 5 | 0.04 | €536,717.67 | €13,911.29 |
| 6 | 0.04 | €543,718.64 | €14,328.63 |
| 7 | 0.04 | €550,565.61 | €14,758.49 |
| 8 | 0.04 | €557,239.41 | €15,201.24 |
| 9 | 0.04 | €563,719.70 | €15,657.28 |
| 10 | 0.04 | €569,984.92 | €16,127.00 |
| 11 | 0.04 | €576,012.24 | €16,610.81 |
| 12 | 0.04 | €581,777.49 | €17,109.13 |
| 13 | 0.04 | €587,255.09 | €17,622.40 |
| 14 | 0.04 | €592,417.99 | €18,151.08 |
| 15 | 0.04 | €597,237.59 | €18,695.61 |
| 16 | 0.04 | €601,683.66 | €19,256.48 |
| 17 | 0.04 | €605,724.27 | €19,834.17 |
| 18 | 0.04 | €609,325.71 | €20,429.20 |
| 19 | 0.04 | €612,452.37 | €21,042.07 |
| 20 | 0.04 | €615,066.71 | €21,673.33 |
| 21 | 0.04 | €617,129.11 | €22,323.53 |
| 22 | 0.04 | €618,597.80 | €22,993.24 |
| 23 | 0.04 | €619,428.74 | €23,683.04 |
| 24 | 0.04 | €619,575.53 | €24,393.53 |
| 25 | 0.04 | €618,989.28 | €25,125.34 |
| 26 | 0.04 | €617,618.50 | €25,879.10 |
| 27 | 0.04 | €615,408.98 | €26,655.47 |
| 28 | 0.04 | €612,303.66 | €27,455.13 |
| 29 | 0.04 | €608,242.47 | €28,278.79 |
| 30 | 0.04 | €603,162.23 | €29,127.15 |